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“I didn’t know you could talk about money like this ”

 

The Money Story Project isn’t really about money at all. It’s about the stories underneath.

Conversations that curiously wander into culture, identity, creativity, upbringing, burnout, patriarchy, and beyond.

Wide-ranging and deeply human.

That quietly (sometimes loudly) shape how we see, feel, and act around money. And where we go next! 

Hosted by Harriet Formby — Chartered Accountant, Fractional CFO, Trauma-Informed Finance Coach and founder of Below The Line Finance.

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“I didn’t know you could talk about money like this ”

 

The Money Story Project isn’t really about money at all.

It’s about the stories underneath.

 

Wide-ranging, deeply human conversations about culture, identity, experience, creativity, upbringing, society, burnout, patriarchy, and beyond — the stuff that quietly (and loudly) shapes how we see, feel, and act around money. And where we go next! 

Hosted by Harriet Formby — Chartered Accountant, Fractional CFO, Trauma-Informed Finance Coach and founder of Below The Line Finance.

LISTEN TO PODCAST
SHARE YOUR STORY
  

Under late-stage capitalism, we’re constantly sold oversimplified money 'advice' hype like:


 “Just Budget Better”

- as if money struggles are your personal failing


“Fix Your Mindset”

- gaslighting survival and striving into a self-help mantra


"Buy This Shiny Step Plan (just $9,997)"

- because there’s always some charlatan ready to cash in on our chaos or ambition

 

✦ These tools do have their place.

Of course, budgeting matters. Mindset work helps. Investing in support can often be life-changing.

But when they’re packaged as neat little miracle cures, that convince that you are the problem — instead of the world we’re navigating and the life we’re living.

That’s when they stop being helpful and start becoming part of the problem.

 

✦ The truths left out

They erase, bypass and downplay — the structural barriers, inherited trauma, and systemic realities that quietly shape our lives and relationship with money.

They shrink complex realities into individual responsibility (blame and shame)— when really, that's never the full picture. When we take in the full picture we learn so much about ourselves and what is truly possible. 

 

 

 

"Stories are medicine. 

They have such power;

they do not require that

we do, be, act anything

- we need only listen.”

 

Clarissa Pinkola Estés, Women Who Run With the Wolves 

 

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We’re here to hold the wider context around finances— the stories behind the numbers.

 
Because what if we’re not the problem? And the systems we are living in have a lot to answer for. But the story doesn’t end there… 

 

The Stories We’re Telling 

This is about real humans navigating real systems.

 

✦ Personal Stories

 
The messy, human intersections: 

identity, culture, injustice, survival, neurodivergence, burnout, care, passion, joy, fear, trauma, identity — and everything in between.

Stories that intertwine with money and the entrepreneurial journey.

  

✦ Guest Experts 

 
Carefully chosen subject matter experts: 

from finance, psychology, history, culture, health, lived expertise and more — adding depth and perspective to the bigger picture.

 

 

Because when our stories make sense and we see people like us talking about it? 

We can finally breathe. And begin to reimagine what's possible and intentionally create a new relationship with money and what it means.

AUDIO | WRITING | ART 

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Honest, heartfelt conversations about what money actually means when we step back and see the full picture 

 

✔️ YES “This happened. This is my story and wow doesn’t it explain a lot!”.


✖️ NOT “I made $100M in 3 months and you can too!”

 

Conversations with humans... who might be business owners, founders, freelancers, consultants, creatives... and more: 

 

At every stage of building, crafting, creating, embodying something meaningful. Some starting out. Some years in. Some wildly successful and still carrying it the load.

The ambitious and the exhausted — often simultaneously.

Where We Go

We wander down rabbit holes. We go off on tangents. Stories, histories, truths, hypotheses, emotions, instincts.

Because that's where the magic happens — the unexpected connections that tie it all together.

Personal reckonings: Like childhood experiences that show up in adult pricing decisions and money management. Being told you're "rubbish at maths" at school and carrying that for decades into money interactions.

How your body responds to stress and how culture, family, society and experience shaped your money beliefs and outcomes.

Systemic realities: The structural barriers. The cultural conditioning.

How capitalism, patriarchy, ableism, and colonialism shapes everything we know about money.

Rich ideas and insights: Guest experts bringing context from psychology, history, culture, lived expertise and more— helping us see the wilder bigger, more messy and complex pictures we're all navigating.

The moments when it clicks: "THAT'S why I do that."

And also: "Oh. The system was rigged all along …  but here’s how we can change the game"

Who's Here

This is a space for diverse voices and lived experiences — across race, class, gender, sexuality, neurodivergence, disability, and every intersection.

Lets give air time to richer narratives beyond the polished CEO with the neat origin story and the business guru who's "cracked the wealth code."

Expect real people, rich conversations, and the unexpected places they take us.

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Browse The Episodes Out Now

Tell Your Story ★

 

We’re currently recording episodes of The Money Story Project Podcast — and we’d love to hear from you.

Maybe you want to share your personal money story? Maybe you have expertise as a subject matter expert or you have lived experience that sheds light on the bigger picture and wider themes? 

This project is a space for your voice and ideas.

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